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A Different Approach to Financing

Your trusted financial design company. We specialize in flexible financing solutions for businesses—from sole proprietorships to Fortune 500 companies.

We Focus on You

So you can focus on your business. Customized financing that aligns with your cash flow, goals, and growth strategy.

About Encompass Capital Group

With years of experience in designing and implementing flexible financing solutions, we put you at the center of everything we do.

It Starts With You

Engaged conversations, asking the right questions, actively listening—this is how we deliver products and services tailored to your unique situation.

From Your Perspective

We design custom financing options, long-term financial plans, and strategies to maximize cash flow and capital—so you succeed on your terms.

Committed to You

We partner with best-in-class professionals in insurance, legal, accounting, and healthcare to support your full business growth journey.

Industries We Serve

Healthcare & Hospitals

Construction

Transportation

Power Generation

Aggregate & Material Handling

Manufacturing

Technology

Municipal & Public Finance

Flexibility Is Key

Customized solutions tailored to your specific needs—whether you need long-term financing, seasonal payments, skip periods, or deferred structures.

Seasonal & Skip Payments

Align payments with your strongest cash flow periods. Include interest-only or skip months when needed.

Deferred & Irregular Schedules

Start payments later or structure them irregularly to match project timelines and revenue cycles.

Progress & Interim Funding

Finance projects in phases with progress-based disbursements and flexible repayment.

Our Financing Solutions

From equipment finance to public sector leasing, we offer a full suite of tailored financial products.

Loans

Flexible term loans for equipment, real estate, or working capital with competitive rates and structures.

  • • Fixed or variable rates
  • • Amortizing or balloon structures
  • • Custom term lengths

Capital Leases

Ideal for businesses seeking ownership at lease end with favorable tax treatment and predictable payments.

  • • Off-balance sheet options
  • • 100% financing available
  • • Flexible buyout terms

Tax Leases

True lease structures where you enjoy tax benefits as the lessee while maintaining operational control.

  • • Full tax deductibility
  • • No residual risk
  • • Flexible end-of-term options

TRAC Leases

Terminal Rental Adjustment Clause leases for vehicles and mobile equipment with mileage-based adjustments.

  • • Ideal for fleets
  • • Mileage flexibility
  • • Lower monthly payments

Municipal Lease / Public Finance

Specialized financing for government entities, schools, and public infrastructure projects.

  • • Tax-exempt structures
  • • Compliance with public procurement rules
  • • Long-term stability

SBA & USDA Financing

Government-backed loan programs offering favorable terms for small businesses and rural enterprises.

  • • Lower down payments
  • • Longer amortization
  • • SBA 7(a), 504, USDA B&I

Equipment Finance Agreements

Flexible contracts that provide access to essential equipment with minimal upfront cost.

  • • 100% financing
  • • Fast approval process
  • • Customizable terms

Flex Leases & Rainy Day Programs

Built-in flexibility for uncertain times—skip payments, defer, or restructure when needed.

  • • Payment holidays
  • • Emergency relief clauses
  • • Resilience-focused design

Why Choose Encompass?

Sole Proprietorships

To Fortune 500 companies—we serve all sizes.

Multiple Industries

From healthcare to construction, tech to public sector.

Custom Structures

Payments aligned with your cash flow and goals.

Expert Partnerships

Access to best-in-class legal, insurance, and accounting support.

Frequently Asked Questions

Why should I consider Encompass Capital Group?

With our customer-centric approach, you’re assured of receiving terms and structures that allow you to maximize cash flow, capital, and equipment productivity.

Who do you work with?

We work with organizations in almost any sector that has capital needs—from sole proprietorships to Fortune 500 companies across healthcare, construction, transportation, power generation, and municipal sectors.

Can you help me structure my payments to meet my needs?

Yes! We offer flexible solutions like seasonal, deferred, or skipped payments, and can schedule payments when your cash flow is strongest—monthly, quarterly, semi-annual, or annual.

What keeps you up at night?

Inflation, financing for your next project, capital protection, cost management? If these are concerns, contact us. We offer tailored solutions so you can rest easy.

Let's Connect

Ready to design a financing solution that fits your business perfectly?

Visit Official Website to Contact

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